Financing
Ride Now. Pay Later.
The Trek Credit Card makes it possible for you to own the bicycle of your dreams and all of the great accessories you need to maximize your cycling fun. Learn more and ride away on your new bicycle today! For a limited time, enjoy special holiday financing - deferred interest for 12 months on purchases $700+!
Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new Trek Credit Card.
Your Financing Options
- 6 month deferred interest with $250 min purchase
- 12 month deferred interest with $499 min purchase
- 24, 36, 48, and 60 month 9.99% APR with $499 min purchase
To qualify, purchase must include a bicycle.
Your Financing Benefits
- Low minimum monthly payments
- No annual cardholder fee
- 24 hour online account access
- Paperless billing available
*At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.